Citizens First Bank provides a variety of loan services to meet the needs of your business. Your business needs access to capital to grow, and whether you need to purchase equipment, support your business cycle, or acquire or expand a new or existing facility, Citizens First Bank can serve you.
When you need financing for major equipment expenses, livestock or crop production, we offer financing solutions with repayment schedules designed specifically to match your cash flow.
Lines of Credit
Take advantage of trade discounts, carry receivables, purchase inventory, or sustain seasonal sales growth by establishing a line of credit to support your short-term financing needs!
Loans available for long-term working capital, equipment purchases, plant expansion, property improvements and other general commercial purposes.
Ag & Commercial Mortgage Loans
Get funding for the purchase, construction or refinancing of commercial and agricultural real estate through permanent financing, construction financing, or a combination of both.
Used for long-term financing of new and used cars, vans, trucks and other rolling stock.
Federally Guaranteed Loans
These loans are extended by the bank with the guarantee of the federal government through the U.S. Small Business Association and enable your business to obtain secured financing when conventional collateral might not be adequate.
Business Credit Card
Interested in learning more?
Meet our Commercial Lenders
NMLS ID 419306
Richard R. Matzen
NMLS ID 500137
Citizens First Bank NMLS ID 500158
We look forward to meeting with you!