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Home Loans

Online Home Loan Application

Are you looking to buy or refinance a home? You can use our online tools to learn more about home loans and find the best loan options to suit your needs. You can explore our site without any obligation or disclosure of personal information; or if you want, you can begin the application process online right away! 

At any point, feel free to e-mail or call us regarding any questions you may have.  Citizens First Bank lenders are here to personally help you through the entire home financing process.


Home Loan Application


Conventional Home Loans

Citizens First Bank can make owning your dream home a reality with our flexible options, local decisions, competitive interest rates and fast turn-around times!  Whether you are looking to purchase your first home, consolidate some existing debt, or invest in a rental property, Citizens First Bank can help finance your dreams!

Construction Loans

If you have found the perfect location, but your dream home just doesn’t happen to be there yet, you can build it from the ground up and a Citizens First Bank Construction Loan can make it happen.

Home Improvement Loans

Do you have smaller home improvement projects to complete? With a Citizens First Bank Home Improvement Loan, you can get the money you need to complete your projects quickly and easily.