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Citizens First Bank offers many additional services, see the list below for some of our most popular.  Is there something that you are interested in that you don't see here?  Simply ask your Universal Banker next time you're in, or call us at 877.902.1442. 
New and Improved ATMs!

Image Deposits - No Envelope, No Deposit Slip

The Citizens First Bank ATMs at 1442 Lincoln Way and 1329 North 2nd Street take deposits, but without the hassle of an envelope or deposit slip.   Just another way to save a little time in your day!   Your receipt will have an image of the item and deposit details. 

You'll appreciate the convenience, speed and accuracy of the upgraded technology for image deposits! 

The Citizens First Bank ATMs in Camanche and on 13th Avenue North no longer accept deposits.  Please use our Lincoln Way and North 2nd Street locations for ATM deposits.   Don't forget that Mobile Deposit and the Night Drop at our branch locations are additional options for depositing to your accounts.  

Free Check Images
To access your check images at your convenience, sign up for eStatements today!   For customers receiving paper statements, images of all your cancelled checks are included with our Plu$ Rewards account.  For a monthly fee, images are available for Intere$t Reward$, Ba$ic and Ca$h Reward$ accounts.

For additional help with proof of payment, call Unviersal Bankers at 877.902.1442 or contact us online.
Convenience Visa Gift Cards
A Convenient Visa® Gift Card is more flexible than a gift certificate and safer than cash. It's the perfect gift that is great to get and so easy to use!

The gift card is a prepaid card that looks like a Visa® card but has a set dollar amount limited to the amount of money placed on the gift card by the purchaser. The gift card will be activated at the time of purchase.

You can register your gift card to enable you to use your card to make purchases over the telephone and on the internet. Registering will also allow you to request a replacement card should yours become lost or stolen. Register your card at or by calling 800.486.0292.

The gift cards can be purchased at any of our Citizens First Bank locations. Cards may be purchased for amounts between $10 and $500 and there is a $3 charge to purchase each gift card.  The expiration date is on each card. 

For a detailed cardholder agreement:

To report a lost or stolen Convenient Gift Card after hours, call 800.486.0292.

Issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc
For added convenience, Citizens First Bank’s Bank-by-Mail service allows you to make account deposits or payments without having to go to the bank.  Mail to our main office at 1442 Lincoln Way, Clinton, Iowa, 52732.  Find our other locations here
Direct Deposit
Have your payroll checks, interest payments, Social Security and other government payments directly deposited to your Citizens First Bank checking or savings account.   Not a customer?  Let us help you make the switch today! 
Safe Deposit Boxes
Citizens First Bank offers a variety of safe deposit boxes for your valuables and important documents. Contents of safe deposit boxes are not insured by the FDIC. Contact Us to find out more.
Money Orders and Cashier's Checks
When you need to send your money or when cash is not accepted for a large purchase, a personal money order or Citizens First Bank cashier's check is the safe, convenient substitute. Fees may apply.
Order Checks

Personal account holders can order by phone at 877.838.5287 or online with Deluxe. 


Click Here to Reorder Checks 

Citizens Ready Cash
Citizens First Bank Ready Cash is a pre-approved line of credit attached to your checking account to protect you from overdrawing your account.
Citizens First Bank offers the following other products and services. Please stop by our office or contact us for more information.

  • Check Cashing
  • Coin Counting
  • Foreign Currency Orders
  • Notary Service
  • Wire Transfers