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YOUNG ENTREPRENEUR LOANS

 

Citizens First Bank can help you get started on your plans today. You are the next generation of our community farms and businesses.

Apply for up to $20,000 for your project!

 

AG PROJEcT

AG PROJEcT
Illustration of a person looking into an agricultural loan with a lender from CFB

AG PROJEcT

AG PROJEcT

AG LENDING

BUSINESS PROJECT

BUSINESS PROJEcT
Illustration of a person reading the small print for a commercial loan with CFB

BUSINESS PROJECT

BUSINESS PROJEcT

COMMERCIAL LENDING

IS OPENING A BUSINESS A GOOD FIT FOR YOU?

IS OPENING A BUSINESS A GOOD FIT FOR YOU?
Bites and Beverages with CFB art. A podcast by Citizens First Bank

IS OPENING A BUSINESS A GOOD FIT FOR YOU?

IS OPENING A BUSINESS A GOOD FIT FOR YOU?

Listen to a short audio episode to find out if opening a business is a good fit for you

APPLICATION REQUIREMENTS

 

  • 3 reference letters from community leaders e.g. teacher, farmer or 4H leader (No family members please)
  • Description of how the funds will be used, and the young entrepreneur’s plan to repay the loan.
  • Projected cash flows from the student’s project
  • Parent or guardian co-signer (parent basic financial information required at time of application)
  • Most recent report card from the student, including overall grade point average.
READ THE SMALL PRINT

– Must be a currently enrolled student
– Interest rates vary depending on academic grade point average
– Available for any farming or business line of credit
– Available for any farming or business capital purchases
– Any student under 18 must have a parent/guardian signature

 
 

CONNECT WITH YOUR LENDER

Portrait of Kara Durward
KARA DURWARD

NMLS 1885624

Portrait of Kara Durward
KARA DURWARD

Ag/Commercial Lender
NMLS 18885624

Office: 563.241.4919

 

EMAIL KARA

 

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