YOUNG ENTREPRENEUR LOANS
Citizens First Bank can help you get started on your plans today. You are the next generation of our community farms and businesses.
Apply for up to $20,000 for your project!
AG PROJEcT
AG PROJEcT

BUSINESS PROJECT
BUSINESS PROJEcT

IS OPENING A BUSINESS A GOOD FIT FOR YOU?
IS OPENING A BUSINESS A GOOD FIT FOR YOU?

IS OPENING A BUSINESS A GOOD FIT FOR YOU?
IS OPENING A BUSINESS A GOOD FIT FOR YOU?
Listen to a short audio episode to find out if opening a business is a good fit for you
APPLICATION REQUIREMENTS
- 3 reference letters from community leaders e.g. teacher, farmer or 4H leader (No family members please)
- Description of how the funds will be used, and the young entrepreneur’s plan to repay the loan.
- Projected cash flows from the student’s project
- Parent or guardian co-signer (parent basic financial information required at time of application)
- Most recent report card from the student, including overall grade point average.
READ THE SMALL PRINT
– Must be a currently enrolled student
– Interest rates vary depending on academic grade point average
– Available for any farming or business line of credit
– Available for any farming or business capital purchases
– Any student under 18 must have a parent/guardian signature
CONNECT WITH YOUR LENDER

KARA DURWARD
NMLS 1885624

KARA DURWARD
Ag/Commercial Lender
NMLS 18885624
Office: 563.241.4919