Contact Us! Digital Banking Login

Welcome to banking as it should be.

When choosing a community bank in Clinton, Iowa, Citizens First Bank offers options that make your money easy to manage. Our bankers will guide you on your financial journey.

 
 

PERSONAL BANKING TEAM

Portrait of Mary Temple
MARY TEMPLE
Portrait of Mary Temple
MARY TEMPLE

Branch Officer

Office: 563.519.0656

Portrait of Jennifer McCunn
JENNIFER MCCUNN
Portrait of Jennifer McCunn
JENNIFER MCCUNN

Branch Facilitator

Portrait of Benjamin Fanderclai
BENJAMIN FANDERCLAI
Portrait of Benjamin Fanderclai
BENJAMIN FANDERCLAI

Universal Banking Manager

Office: 563.241.4918

 

CHAT WITH US

 

 

PERSONAL CHECKING ACCOUNTS

CASH REWARDS CHECKING

CASH REWARDS CHECKING
illustration of man and woman standing in front of stack of coins and credit card on abstract purple pink and blue background

CASH REWARDS CHECKING

CASH REWARDS CHECKING

Cash back for using your debit card!

Account Details

PLUS REWARDS CHECKING

PLUS REWARDS CHECKING
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PLUS REWARDS CHECKING

PLUS REWARDS CHECKING

Keeping things in balance for your financial well being.

Account Details

INTEREST REWARDS CHECKING

INTEREST REWARDS CHECKING
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INTEREST REWARDS CHECKING

INTEREST REWARDS CHECKING

Earning interest is important to you

Account Details

BASIC CHECKING

BASIC CHECKING
illustration of two men shaking hands with green coins above their heads against background of clipboard

BASIC CHECKING

BASIC CHECKING

Basic but not boring. Simple everyday checking

Account Details

MONEY MARKETS

MONEY MARKETS
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MONEY MARKETS

MONEY MARKETS

The time is right to invest in your future!

Account Details

OPEN AN ACCOUNT ONLINE

OPEN AN ACCOUNT ONLINE
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OPEN AN ACCOUNT ONLINE

OPEN AN ACCOUNT ONLINE

Click below to open your next account online

Open An Account

 

Open An Account

 

 

PERSONAL SAVINGS ACCOUNTS

BASIC SAVINGS

BASIC SAVINGS
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BASIC SAVINGS

BASIC SAVINGS

Tuck savings away, keep your money secure

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HEALTH SAVINGS ACCOUNT* (HSA)

HEALTH SAVINGS ACCOUNT* (HSA)
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HEALTH SAVINGS ACCOUNT* (HSA)

HEALTH SAVINGS ACCOUNT* (HSA)

A dose of financial security for your medical expenses

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CHRISTMAS CLUB

CHRISTMAS CLUB
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CHRISTMAS CLUB

CHRISTMAS CLUB

Plan ahead to enjoy the holidays more than ever!

Read more

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Digital Banking

Personal Financing

Select your financial calculator below to begin.

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Percentages cannot exceed 100

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Big Purchase

Computes how much money you will need to save each month in order to purchase something big.

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Financial Information

Big Purchase After-Tax amount savings goal
Big Purchase Amount you have now
Big Purchase How long will you save
Big Purchase Expected Interest Rate
Big Purchase Income Tax Rate

Debt Elimination

This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

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Debt Information

Add Row Remove Row
Debt Elimination Type 0
Debt Elimination Creditor 0
Debt Elimination Interest Rate 0
Debt Elimination Current Balance 0
Debt Elimination Amount You Pay 0
Debt Elimination Minimum Amount 0
Debt Elimination Additional Monthly Payment for Debt Reduction

Debt Payoff Strategy

For the lease expensive debt payoff strategy, choose HIGHEST RATE FIRST and USE MINIMUM AMOUNT DUE

Debt Elimination Debt Payoff Order
Debt Elimination Minimum Amounts
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Financial Calculators

COMPARE ACCOUNTS

Checking Accounts
Digital BankingBill Pay Account Email Text Alerts eStatements CFB Debit Card Free Debit Card Transactions at Merchants and CFB ATMs Pays Interest Free Cashier's Checks & Money Orders Personal Basic Checks (one box per year)
Ba$ic Checking

yes

yes

yes

yes

yes

yes

no

no

no

Ca$h Reward$ Checking

yes

yes

yes

yes

yes

yes

no

no

no

Plu$ Reward$ Checking

yes

yes

yes

yes

yes

yes

yes

yes

yes

Intere$t Reward$ Checking

yes

yes

yes

yes

yes

yes

yes

no

no

Savings Accounts
Digital BankingBill Pay Account Email Text Alerts eStatements CFB Debit Card Free Debit Card Transactions at Merchants and CFB ATMs Pays Interest
Basic Savings

yes

no

yes

yes

no

no

yes

Money Market

yes

no

yes

yes

no

no

yes

Christmas Club

yes

no

yes

yes

no

no

yes

Health Savings Account (HSA)

yes

yes

yes

yes

yes

yes

yes

 

Account Services

 

OPEN AN ACCOUNT ONLINE

OPEN AN ACCOUNT ONLINE
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OPEN AN ACCOUNT ONLINE

OPEN AN ACCOUNT ONLINE

Open Online Now!

ORDER CHECKS

ORDER CHECKS
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ORDER CHECKS

ORDER CHECKS

Order Here

ADDITIONAL SERVICES

ADDITIONAL SERVICES
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ADDITIONAL SERVICES

ADDITIONAL SERVICES

See all details

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