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Basic Checking is perfect for simple every day banking


Min. to Open



Monthly Service Charge



Steps to Avoid Monthly Service Charge

To avoid the service charge, you must:

Maintain an average daily balance³ of $400.00
or have four (4) electronic transactions (ACH credit or debit) post and settle per monthly statement cycle.

Students up to age 26 with five (5) debit card purchases that post and settle per monthly statement cycle
(excludes ATM withdrawals).


Transaction Fee



Pays Interest




Fee depends on style of checks ordered.


Debit Card Transaction Fee at ATMs

Unlimited no fee transactions at merchants and CFB ATMs. Students up to age 26 that have at least five (5) debit card purchases that post and settle per monthly statement cycle (excludes ATM withdrawals), will automatically be reimbursed for ATM fees up to $5.00 per monthly statement cycle.


Other Account Details and Benefits

Digital Banking & Bill Pay, Text Alerts², eStatement, Money Manager, Person to Person (P2P), External Transfers, Debit Card Controls, Multi-Check Mobile Deposit.

Connect with our Personal Bankers for full account disclosures.



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  1. Subject to Iowa State and Local sales tax.
  2. Message and data rates may apply from your wireless carrier. Mobile App Banking is for iPhone®, Ipad®, or Android®. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc.
  3. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

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