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Your financial goals are unique to you.  Start, or resume, your personal financial journey by using the resources below.  And remember, your bankers at Citizens First Bank are available to discuss your circumstances and next steps to reach your goals.  We’re here to help!

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Digital Banking Features

Illustration of the world connected by lines and dots by a computer showing phishing sings

SEcURITY TIPS

 

 

 

6 WAYS TO SPOT A ScAM

 

Phishing is one of the most common attack methods used by cybercriminals. Fortunately, there are signs that can help you identify whether or not that email in your inbox is a scam.

 

Asking for personal information?

ASKING FOR PERSONAL INFORMATION
Scam Alert image of a person being targeted

Asking for personal information?

ASKING FOR PERSONAL INFORMATION

Most reputable organizations will never email you asking for your address, phone number, national ID number, or other personal data.

UNREALISTIC THREATS

UNREALISTIC THREATS
graphic of an cartoon explosion in gray

UNREALISTIC THREATS

UNREALISTIC THREATS

Phishing emails often feature threatening language, such as “Payment overdue!” or “Your account has been compromised!”, in order to generate a response from their targets.

A SENSE OF URGENCY

A SENSE OF URGENCY
Cartoon of a silhouette skull coming out from a computer screen

A SENSE OF URGENCY

A SENSE OF URGENCY

Similar to unrealistic threats, emails that urge you to click on a link or download an attachment or update your account immediately are likely scams.

YOU’RE ASKED TO SEND MONEY

YOU’RE ASKED TO SEND MONEY
silhouette of a hand giving money to a sketchy person with mean intentions

YOU’RE ASKED TO SEND MONEY

YOU’RE ASKED TO SEND MONEY

Whether it be overdue taxes or an upfront payment to cover expenses, any email that asks for money should immediately raise your suspicions.

POOR SPELLING & GRAMMAR

POOR SPELLING & GRAMMAR
silhouette of a microchip with the letter A in the middle

POOR SPELLING & GRAMMAR

POOR SPELLING & GRAMMAR

Most generic phishing attempts contain spelling and grammar errors or feature awkward wording/phrasing.

TOO GOOD TO BE TRUE

TOO GOOD TO BE TRUE
silhouette of a bill grabbed by a hook

TOO GOOD TO BE TRUE

TOO GOOD TO BE TRUE

The old saying remains true to this day: if it’s too good to be true, it’s likely untrue. Keep that in mind any time you get an email claiming you won the lottery or are due a large family inheritance.

How To Spot, Avoid, and Report Tech Support Scams

Computer Repair Scam

Customer’s computer gets a pop-up to call a number for repair. The number is a scammer that will take over their computer.

If you get a phone call you didn’t expect from someone who says there’s a problem with your computer, hang up.

The Federal Trade Commission explains this particular scam in detail, follow the link below:

 

FTC Consumer Information

 

PROTEcT YOURSELF FROM ScAMS AND FRAUD

A discussion with Randy Meier

 

Randy is the Director of Seniors vs. Crime, a unit of the Clinton County Sheriff’s Office with the mission of reducing the impact of frauds and scams on the entire community, through public outreach, collaboration with other law enforcement and regulators, and direct assistance to victims. Meier started working as director in 2012, after his retirement from the Clinton Police Department, where he served for 33 years.

 

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Financial Calculators

EXTERNAL RESOURcES