Checking that earns interest
Take your account to the next level with Citizens First Bank Interest Rewards Checking account.
2.01% Interest Rate
|$25,000.00 and above||0.35%||0.35%-2.03%|
Interest Rewards Checking Qualifications: Twelve (12) debit card purchases post and settle per monthly statement cycle (excludes ATM withdrawals). One (1) electronic transaction (ACH credit or debit) post and settle per monthly statement cycle. Enrollment in Digital Banking, Accept Disclosure to receive monthly statement electronically. Minimum balance to open account $100.00. Minimum balance to obtain APY $0.01. A service charge fee of $5.00, plus Iowa state and local sales tax will be charged each monthly statement cycle. To avoid monthly service charge, must meet qualifications. Fees could reduce earnings. Interest Rates and APY may change after the account is opened.
APY = Annual Percentage Yield
Minimum Balance to Open
Monthly Service Charge
* Service charge can be avoided by meeting the qualifications. Subject to Iowa State and Local sales tax.
Not included. Price depends on style of checks ordered.
Debit Card Transaction Fee at ATMs
Unlimited no fee transactions at merchants and CFB ATMs. If you meet all qualifications for the monthly statement cycle, we will reimburse you for ATM fees up to $15 per monthly statement cycle. ATM reimbursement credited last day of monthly statement cycle.
Interest Rewards Qualifications
• Twelve (12) debit card purchases post and settle per monthly statement cycle (excludes ATM withdrawals)
• One (1) electronic transaction (ACH credit or debit) posts and settles per monthly statement cycle
• Enrollment in digital banking
• Accept disclosure to receive monthly statement electronically
Digital Banking & Text Alerts², eStatement, Money Manager, Person to Person (P2P), External Transfers, Debit Card Controls, Multi-Check Mobile Deposit.
Connect with our Universal Bankers for full account disclosures.