COMPANY
MISSION STATEMENT
At Citizens First Bank, our mission is to become our communities’ premier bank by putting our customers first. Our purpose is to deliver innovative financial services and products with unmatched personal service.
At CFB, we believe innovation will assure our community’s longevity and growth. We constantly adapt to the digital customer lifestyle, while providing the latest and greatest technology and in-person one on one support.
JOIN THE TEAM!
OUR TEAM
LEADERSHIP
Meet the Board of Directors and Management of Citizens First Bank. Our leadership team is dedicated to upholding our mission at CFB and supporting the continued growth of our organization.

MANAGEMENT

STEPHEN CLEMENTS
NMLS ID: 420097

STEPHEN CLEMENTS
President & CEO
NMLS ID: 420097
Office: 563.519.0664

KEITH HOOK
NMLS ID: 507340

KEITH HOOK
Executive Vice President
NMLS 507340
Office: 563.519.0634

EDDIE DUNHAM
NMLS ID: 503767

EDDIE DUNHAM
SVP Senior Lender
NMLS ID: 503767
Office: 563.519.0662

HEATHER FARWELL

HEATHER FARWELL
SVP Financial Services/Board Secretary
Office: 563.519.0652

Ryan Melton

Ryan Melton
SVP IT/Operations
Office: 563.296.3506

GREG FARWELL, AMP
NMLS ID: 507834
Full Bio

MARY TEMPLE

MARY TEMPLE
VP Branch Operations
Office: 563.519.0656

KRISTINE WIERSEMA
NMLS ID: 247355
Full Bio

STACY BARENZ

STACY BARENZ
Controller (Cashier)
Office: 563.519.0665

Carrie Donaire

Carrie Donaire
Marketing Officer
Office: 563.519.0650

Michelle Osborn

Michelle Osborn
Operations Officer
Office: 563.519.0640

Ashley Streed

Ashley Streed
Compliance/BSA Officer
Office: 563.519.0632

Anne West

Anne West
Retail Banking Officer
Office: 563.296.3325

KELLY GOODSMAN-SMITH
NMLS ID: 2440966

KELLY GOODSMAN-SMITH
Commercial/Ag Lending Officer
NMLS ID: 2440966
Office: 563.241.4922

DYLAN BURN
NMLS ID: 2061293

DYLAN BURN
Commercial Lending Officer
NMLS ID: 2061293
Office: 563.241.4923

Connie Dell

Connie Dell
Human Resources Officer
Office: 563.519.0668
BOARD OF DIRECTORS

STEPHEN CLEMENTS
NMLS ID: 420097

STEPHEN CLEMENTS
President & CEO
NMLS ID: 420097
Office: 563.519.0664

ROBERT B. HOLESINGER
BOARD CHAIR

ROBERT B. HOLESINGER
Quality Concrete

JENS BAKER

JENS BAKER
Apex Construction Consultants

MARY P. cONNELL

MARY P. cONNELL
Air Control, Inc.

GARY L. FOSTER

GARY L. FOSTER
Winkel, Parker & Foster

MICHAEL R. HANRAHAN

MICHAEL R. HANRAHAN
Agri-King

STEPHEN L. HOWES

STEPHEN L. HOWES
Howes & Jefferies Realtors

RYAN J. KINKAID

RYAN J. KINKAID
Aceto

Liz Srp

Liz Srp
Abstract Title & Guaranty
Five people standing in front of a fountain smiling
COMMUNITY
At Citizens First Bank, we strive to provide exceptional service to our valued customers. Citizens First Bank is committed to developing our local community and supporting its growth.
We believe in our community and what banking locally truly means for our local economy. Engaging with local organizations is important to us – you’ll see us volunteering, sponsoring, contributing, and staying involved! Citizens First Bank aims to be an active participant in the success of our region.
