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Citizens First Bank.  Banking as it should be! 
Learn more about how your friends at CFB are active in our community:


CFB Events

Past Event Photos:


Lumber Bowl 2019:

We had a beautiful evening for Lumber Bowl 2019, thanks to all of the fans and families who came out! 
Awesome to have student participation between games!  Thanks, guys! 

Music on the Avenue:


CFB Customer Appreciation Picnic: 


Santa Visits CFB:


Fall Fun 2018 

Citizens First Bank enjoyed hosting the Clinton Area Chamber of Commerce Biz After Five.




CFB News


Bellich Receives Scholarship

Bellich among select group to attend Community Banking Leadership conference


Clinton, Iowa, September 10, 2019: 

Shauna Bellich, Vice President of IT and Operations at Citizens First Bank, has been selected to receive a full scholarship to attend the Independent Community Bankers of America (ICBA) LEAD FWD Summit in New Orleans. The scholarship is awarded to a select group of community banking professionals.

The LEAD FWD event is designed to drive innovation in community banking, and move the industry forward by developing leaders through workshops and collaboration.  The attendees are able to work hand in hand with community banking leaders and experts, and will participate in personalized training to attain their goals.

 “With the continued rapid growth in technology, and the great opportunities in community banking, I am really looking forward to attending this summit.  It’s a great time to participate,” stated Bellich.   “I feel fortunate to have been selected for the scholarship, and look forward to helping Citizens First Bank reach our goals as our area’s premier community bank.” 

Bellich has accepted the scholarship and will attend the ICBA LEAD FWD Summit this month in New Orleans, LA. 

Citizens First Bank Donates to Camanche Police Department 


Clinton, August 20, 2019:  

Citizens First Bank staff gathered recently at the bank’s Camanche branch, to present a donation to the Camanche Police Department.  Camanche City officials joined the police department for the presentation.

The Camanche Police Department is working to provide additional training for police officers who respond on medical calls with the Fire Department.  The additional skill level is needed to respond to frequent medical calls, and in particular to calls for senior citizens.  The donation from Citizens First will be used to help with the cost of training and the associated materials.

Kathy Forrest, bank president, stated, “We appreciate the Camanche Police Department and their willingness to respond to the community’s needs.  CFB enjoys being part of the Camanche community.”


Citizens First Bank Donates to Clinton Police Department

Clinton, August 19, 2019:  

Citizens First Bank employees recently presented a donation to the Clinton Police Department at the bank’s main location on Lincoln Way in Clinton. 

“The safety and security of our employees and customers is always top of mind for us,” stated Citizens First Bank President Kathy Forrest.  “We appreciate the support of local law enforcement for bank safety and security, and having the Clinton Police Department as a resource.”

The Clinton Police Department is currently working to improve their hiring and recruitment program.  They have earmarked the donation from Citizens First for the purchase of upgraded equipment to be used during public presentations, training and at career fairs. 

Citizens First Bank Donates to Gateway After Prom

Pictured above are representatives of Citizens First Bank, KROS Radio, the Gateway After Prom committee, and area students from Fulton, Clinton and Prince of Peace.  From left to right: Shelly Davies, Emily Qualman, Jenny McClary, Keith Hook, Andrew McClary, Janet Buer, Kathy Forrest, Emma Ludvigsen, Gary Determan, Jenna Clarke, Greg Farwell, Tasha Cody, Susie Vogel, Heather Farwell, and Evan Tiesman. 

Citizens First Bank employees recently presented a donation to representatives of the Gateway After Prom committee.  Gateway After Prom is a safe and fun-filled annual event that extends the fun of area proms at Clinton, Fulton, Camanche, and Prince of Peace High Schools.  The committee is comprised of parents and volunteers who make the annual event possible.  
Citizens First is a long-time contributor to the event, through a program called “Citizens First First Down,” that is hosted by local radio station KROS.    For every first down the Clinton River Kings achieve during the regular football season, Citizens First donates $5 to the after prom event.   This year, the contribution was $705, all of which helps to defray the costs of entertainment for the 400+ attendees at Gateway After Prom.  Gateway After Prom is a group effort, with parents from 4 schools (Camanche, Clinton, Fulton and Prince of Peace) coming together to organize an event that offers area high school students a fun place to gather after prom.  
Parent and volunteer Janet Buer stated, “It’s a lot of fun for the students, and we work hard to provide entertainment options that the students will enjoy.  We are fortunate to have the support of local businesses, including Citizens First.” 
Entertainment this year at Gateway After Prom will include: bingo, laser tag, inflatables, games, prizes, drawings and an appearance by nationally recognized mentalist and hypnotist Brian Imbus.   Escape rooms will be back again this year, they were a very popular addition to last year’s event.  Prizes will be awarded to teams with the shortest recorded time to escape.   After Prom will be held on May 11, 2019 from 11pm – 3am at Clinton High School.

Citizens First Bank Makes Donation to Make-A-Wish


Pictured: Staff from Citizens First Bank, and members of the Make-A-Wish committee.


Citizens First Bank employees recently presented a check to the Clinton County Make-A-Wish representatives at the bank’s Lincoln Way location in Clinton. Citizens First Bank, KROS Radio, Make-A-Wish and the Clinton High School basketball teams all partner to create the Swish for Make-A-Wish program in our community! 


Citizens First Bank has been the sponsor of the Swish for Make-A-Wish program for the past 19 years and donates to the Clinton County Make-A-Wish each time the Clinton High School River Kings and Queens make a three-point basket during the regular basketball season.  This year, Citizens First Bank provided $500 to the organization to help wishes come true. 


Gary Determan, with KROS Radio, commends Citizens First Bank’s support of the program, “It’s pretty remarkable that CFB has supported the Swish for Make A Wish since Day One.”  Gary is a long time announcer and supporter of Clinton High School Athletics.


Clinton County’s annual Make-A-Wish event is scheduled for Saturday, April 6 at the Vista Grande in Clinton.  Tickets are still available, but will not be sold at the door.   The theme for the event this year is Red, White and Blue makes Wishes come True.  To purchase tickets, or for any questions about how to get involved with the organization, contact Barb Jacobsen at 563-249-9016 or the state office at 1-800-797-9474.

Citizens First Welcomes Shauna Bellich 


Clinton, March 20, 2019:  Citizens First Bank welcomes Shauna Bellich to their staff, as Vice President of Information Technology and Operations. 

Shauna brings over 14 years of experience in banking, including lending, operations, information technology, human resources, and finance.   Most recently, she was employed at the Savanna – Thomson State Bank as Chief Operations Officer.

Kathy Forrest, President & CEO of Citizens First Bank, stated, “Shauna is a great fit for CFB.  Her knowledge and banking experience really complement our team.  We are happy to have her on board.”

Shauna holds a Bachelor of Science degree in Computer Science from the University of Wisconsin – Platteville, with a minor in Business Administration.  Currently, she attends Western Illinois University, where she is studying for her Master’s degree in Business Administration.

Shauna resides in Thomson, IL with her husband and two children.  She enjoys spending time with her family and friends, and also enjoys shopping, sports and photography. 

Citizens First Announces Shareholder Results 


Citizens First Bank Contributes to Chinese New Year Celebration at Pangaea International Academy



Pangaea Academy Press Release 



Citizens First Bank Makes Donation to United Way of Clinton County





Trenkamp Earns Certificate from Commercial Lending School



Evan Trenkamp, Loan Officer at Citizens First Bank, successfully completed the 2018 Iowa Bankers Association’s Commercial Lending School held last month in Ankeny, Iowa.

The school is an intense one-week program sponsored by the Iowa Bankers Association.  The purpose of the IBA Commercial Lending School is to prepare commercial lenders who have not been exposed to formal commercial lending education or lenders who want to broaden their commercial lending knowledge to serve effectively and profitably as commercial loan officers. 

This is accomplished by developing a better understanding of the economy and how it affects the lending decision; developing an understanding of how a business is structured and how it competes; developing an understanding of the role of company management and how to analyze and evaluate that management.  Additionally, the students are instructed on the application of basic and advanced analytical techniques, and relationship banking to meet and maintain multiple customer financial needs.

Evan is a graduate of the University of Wisconsin – Platteville with a degree in Agriculture Business; additionally he holds a degree in Accounting from Upper Iowa University.  In addition to the commercial lending school, Evan is a 2017 graduate of the Iowa School of Banking and has received the Iowa Bankers Association certifications in Ag and Consumer Credit. Evan has been an Officer with Citizens First Bank since 2014.

Senior Vice President - Senior Credit Officer, Keith Hook, stated, “Evan is a great asset to Citizens First Bank and his completion of the IBA Commercial lending School reinforces that.  Evan will apply the knowledge obtained to improve upon the already great service he provides to his customers.” 


Citizens First Bank Announces Todtz to Join Team


Clinton, Iowa, October 22, 2018: Citizens First Bank (CFB) is pleased to announce that Lynn Todtz will be joining the CFB staff, effective immediately.   Lynn has 35 years of experience in banking, including branch and department management, product development for deposits, as well as work in operations and customer service. 


She joins the CFB staff as a Personal Banker.Citizens First Bank President & CEO, Kathy Forrest says, “We are pleased to have Lynn on our team.  Her extensive banking experience and desire to provide exceptional customer service fits well with the Citizen First mission.”Lynn has a degree in Communications from Iowa State University, and a breadth of experience in banking.  


Lynn resides in Clinton, and enjoys spending time with family, and boating in her free time. Lynn can be reached at the Citizens First Bank main branch at 1442 Lincoln Way in Clinton, or by calling the main bank number at 563.243.6000.


Citizens First Bank's Clements Completes Graduate School of Banking


Contribution Requests
Citizens First Bank proudly supports our area organizations through sponsorship and contributions.  Have you seen our staff at area events?  We also support the community through our volunteer hours.  If your organization has a sponsorship or contribution request, please fill out the form provided and we will gladly consider your request!  
Forms can be mailed to our Marketing Coordinator at 1442 Lincoln Way, Clinton, Iowa, 52732.  Or emailed directly to Carrie at  Thank you!