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PERSONAL BANKING

Checking & Savings

Checking Accounts
Savings Accounts
Home Loans
Total Business Solutions
Financial Education
How to use Digital Banking

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Personal Banking in Clinton, IA. Checking & Savings

At Citizens First Bank in Clinton, Iowa, we make personal banking simple and rewarding. Whether you’re searching for a free checking account with no monthly fees or a high-yield savings account to grow your emergency fund, our tailored solutions put you in control. Enjoy 24/7 online and mobile banking, overdraft protection options, and in-person guidance from friendly, local Personal Bankers. Open a checking or savings account online today or visit one of our neighborhood branches to start banking on your terms.

 

Key Features

  • Free Checking Accounts with no monthly maintenance fees
  • High-Yield Savings Accounts offering competitive APY
  • 24/7 Online & Mobile Banking with mobile deposit
  • Overdraft Protection and link-to-savings options
  • Local Personal Bankers ready to help you reach your financial goals

 

 

 
 

PERSONAL BANKING TEAM

Portrait of Jennifer McCunn
JENNIFER MCCUNN
Portrait of Jennifer McCunn
JENNIFER MCCUNN

Business Banker

Portrait of Carolyn Wilkerson smiling at the Arboretum wearing a Navy dress
Carolyn Wilkerson
Portrait of Carolyn Wilkerson smiling at the Arboretum wearing a Navy dress
Carolyn Wilkerson

Business Banker

Office: 563.296.3519

Portrait of Falisha Robinson, CFB banker, at a green space.
Falisha Robinson
Portrait of Falisha Robinson, CFB banker, at a green space.
Falisha Robinson

Personal Banker

Office: 563.519.0669

Portrait of Sara Krogmann smiling at the Bicklehaupt Arboretum
Sara Krogmann
Portrait of Sara Krogmann smiling at the Bicklehaupt Arboretum
Sara Krogmann

Personal Banker

Office: 563.296.3517

A picture of Alec Evers wearing a navy suit at the Arboretum
Alec Evers
A picture of Alec Evers wearing a navy suit at the Arboretum
Alec Evers

Personal Banker

Office: 563.296.3328

Portrait of Kellie Snodgrass from Citizens First Bank
Kellie Snodgrass
Portrait of Kellie Snodgrass from Citizens First Bank
Kellie Snodgrass

Teller Supervisor

Office: 563.519.0653

Portrait of Emily Graves from Citizens First Bank
Emily Graves
Portrait of Emily Graves from Citizens First Bank
Emily Graves

Teller

Office: 563.296.3434

 

CHAT WITH US

 

 

PERSONAL CHECKING ACCOUNTS

CASH REWARDS CHECKING

CASH REWARDS CHECKING
Cash Rewards Checking account at Citizens First Bank gives cash rewards back for 50 swipes using your card

CASH REWARDS CHECKING

CASH REWARDS CHECKING

Cash back for using your debit card!

Account Details

INTEREST REWARDS CHECKING

INTEREST REWARDS CHECKING
illustration of woman figure sitting on stack of coins with calculator and clipboard behind her on purple and yellow abstract background

INTEREST REWARDS CHECKING

INTEREST REWARDS CHECKING

Earning interest is important to you

Account Details

PLUS REWARDS CHECKING

PLUS REWARDS CHECKING
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PLUS REWARDS CHECKING

PLUS REWARDS CHECKING

Keeping things in balance for your financial well being.

Account Details

BASIC CHECKING

BASIC CHECKING
illustration of two men shaking hands with green coins above their heads against background of clipboard

BASIC CHECKING

BASIC CHECKING

Basic but not boring. Simple everyday checking

Account Details

MONEY MARKETS

MONEY MARKETS
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MONEY MARKETS

MONEY MARKETS

The time is right to invest in your future!

Account Details

HEALTH SAVINGS ACCOUNT (HSA)

HEALTH SAVINGS ACCOUNT (HSA)
Avatar of the Citizens First Bank Health Savings Account (HSA) featuring a female paying attention to her finances

HEALTH SAVINGS ACCOUNT (HSA)

HEALTH SAVINGS ACCOUNT (HSA)

A dose of financial security for your medical expenses

Account Details

PERSONAL SAVINGS ACCOUNTS

BASIC SAVINGS

BASIC SAVINGS
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BASIC SAVINGS

BASIC SAVINGS

Tuck savings away, keep your money secure

Read more

CHRISTMAS CLUB

CHRISTMAS CLUB
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CHRISTMAS CLUB

CHRISTMAS CLUB

Plan ahead to enjoy the holidays more than ever!

Read more

CF Bee Accounot

CF BEE ACCOUNT
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CF Bee Accounot

CF BEE ACCOUNT

CF Bee Account for Youth

Join the hive!

 

 

 

 

 

COMPARE ACCOUNTS

Checking Accounts
Digital BankingBill Pay Account Email Text Alerts eStatements CFB Debit Card Free Debit Card Transactions at Merchants and CFB ATMs Pays Interest Free Cashier's Checks & Money Orders Personal Basic Checks (one box per year)
Basic Checking

yes

yes

yes

yes

yes

yes

no

no

no

Cash Rewards Checking

yes

yes

yes

yes

yes

yes

no

no

no

Plus Rewards Checking

yes

yes

yes

yes

yes

yes

yes

yes

yes

Interest Rewards Checking

yes

yes

yes

yes

yes

yes

yes

no

no

Savings Accounts
Digital BankingBill Pay Account Email Text Alerts eStatements CFB Debit Card Free Debit Card Transactions at Merchants and CFB ATMs Pays Interest
Basic Savings

yes

no

yes

yes

no

no

yes

Money Market

yes

no

yes

yes

no

no

yes

Christmas Club

yes

no

yes

yes

no

no

yes

Health Savings Account (HSA)

yes

yes

yes

yes

yes

yes

yes

 

Account Services

 

DIGITAL BANKING TUTORIALS

DIGITAL BANKING TUTORIALS
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DIGITAL BANKING TUTORIALS

DIGITAL BANKING TUTORIALS

Visit the gallery of videos for pro-tips on using Digital Banking.

Learn to use it!

ORDER CHECKS

ORDER CHECKS
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ORDER CHECKS

ORDER CHECKS

Fee depends on the style of checks ordered.

Order Here

SAVINGS BOOST

SAVINGS BOOST
Round up to savings avatar, money circulating and growing

SAVINGS BOOST

SAVINGS BOOST

Spend like usual, save like never before!

See all details

Personal Financing

Select your financial calculator below to begin.

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The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

Your down payment exceeds the home price

Big Purchase

Computes how much money you will need to save each month in order to purchase something big.

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Financial Information

Big Purchase After-Tax amount savings goal
Big Purchase Amount you have now
Big Purchase How long will you save
Big Purchase Expected Interest Rate
Big Purchase Income Tax Rate
Calculate

Debt Elimination

This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

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Debt Information

Add Row Remove Row
Debt Elimination Type 0
Debt Elimination Creditor 0
Debt Elimination Interest Rate 0
Debt Elimination Current Balance 0
Debt Elimination Amount You Pay 0
Debt Elimination Minimum Amount 0
Debt Elimination Additional Monthly Payment for Debt Reduction

Debt Payoff Strategy

For the lease expensive debt payoff strategy, choose HIGHEST RATE FIRST and USE MINIMUM AMOUNT DUE

Debt Elimination Debt Payoff Order
Debt Elimination Minimum Amounts
Calculate

Big Purchase Savings

Debt Elimination
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Financial Calculators

Cash Rewards Checking account at Citizens First Bank gives cash rewards back for 50 swipes using your card

Cash Rewards Checking

Cash Rewards Checking

Cash Rewards Checking

Cash Rewards Checking Details

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Interest Rewards Checking

Interest Rewards Checking

Interest Rewards Checking

Interest Rewards Checking Details

Checking Accounts

Start banking locally!
Avatar of the Citizens First Bank Health Savings Account (HSA) featuring a female paying attention to her finances

Health Savings Account (HSA)

Health Savings Account (HSA)

Health Savings Account (HSA)

HSA Details

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