Commercial/Ag Lender
Position Summary:
Responsible for developing, managing, and growing a high-quality commercial and agricultural loan portfolio while delivering exceptional service to customers and the communities served by the bank. This position works closely with business owners, agricultural producers, agribusinesses, consumers, and community partners to provide financial solutions that support customer success while maintaining safe and sound lending practices.
Primary Responsibilities:
- Portfolio Management. Manage and grow a commercial and agricultural loan portfolio by maintaining strong asset quality, risk management, documentation, customer service, and loan servicing support.
- Business Development. Build and expand relationships with business and agricultural customers through networking, community involvement, referrals, and proactive business development efforts.
- Customer Financial Education and Product Guidance. Serve as a trusted advisor by educating customers on lending, deposit, and cash management solutions that support their financial goals and long-term success.
- Relationship Expansion and Wallet Share Growth. Strengthen customer relationships by identifying additional banking needs and collaborating across departments to deliver comprehensive financial solutions.
- Credit Analysis and Underwriting. Analyze, structure, and underwrite commercial and agricultural credit requests while ensuring sound lending practices, regulatory compliance, and accurate credit recommendations.
Core Value Expectations
The Commercial/Ag Lender is expected to consistently model the bank’s core values in customer, community, and team interactions.
These values include:
- Build Meaningful Relationships
- Commit to Excellence
- Be One Team
- Embrace and Develop a Growth Mindset
- Empower Employees
Education, Experience, and Other Requirements:
- Bachelor’s degree in Business, Finance, Accounting, Agriculture, Ag Business, or related field preferred.
- Minimum of 3–5 years of lending, banking, credit analysis, agriculture, or related financial services experience preferred.
- Commercial lending experience strongly preferred; agricultural lending experience preferred.
Additional Expectations:
- Maintain confidentiality of customer, employee, and bank information.
- Comply with all applicable laws, regulations, bank policies, procedures, and training requirements.
- Perform other duties as assigned to support department, branch, and bank objectives.