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Digital Banking

Citizens First Bank is dedicated to simplifying your banking so you can focus on you!  Whether you are always on the go, or going at your own pace, we have a digital banking solution for you.  Learn more by exploring the items below, and always feel welcome to contact your Universal Banker at 877.902.1442.  
Digital Banking

  • Monitor your accounts 24/7
  • Pay bills (enroll through the Bill Payment button within your Digital Banking account)
  • Check your balances
  • Move Money between your Citizens First Bank accounts
  • View monthly statements (enroll through the Electronic/ eStatement enrollment menu located within Digital Banking)
  • Stay informed with account alerts by email or text message
  • Send and receive money conveniently with P2P person to person payments
  • Deposit a check, or checks, through Mobile Deposit 
To enroll, simply navigate to our Home Page.  Go to the top right to enroll in Digital Banking.  
Or, to download our FREE* app and utilize the built-in functions of your iPhone®, iPad®, or Android™,  for an optimal banking experience, simply search for Citizens First Bank Mobile App in the app store.  
Apple app store logo
Google Play logo

Let’s do this!  Less paper, less clutter, more streamlined and organized. 

Once you accept Terms and Conditions, all of your deposit & loan statements/notices will be received in digital form. After accepting the disclosure, you’ll no longer receive paper statements/notices on any account with CFB. You can always unenroll if you change your mind.


(Note: Intere$t Reward$ customers must receive eStatements to qualify for rewards)  

Text Message Banking 
Receive instant account information by sending text-based commands from your cell phone¹. Get account balances and receive recent transaction history without having to log in.  Just text a short command to 662265, and you will quickly receive the information you want.
¹Message and data rates may apply from your wireless carrier.
Online Bill Pay 
Now that you're using Digital Banking, you'll want the added convenience of our Online Bill Pay.

  • Pay all of your bills 24/7 while on vacation, at the office, from home - anywhere you have access to the Internet
  • Pay one-time bills and schedule regular payments to be automatically processed when you choose
  • View your payment history
  • View, add to or edit your list of payees
  • Save time and avoid the hassle and expense of handwriting checks, addressing envelopes, and going to the post office
  • Transmit payments safely and securely

To sign up for Bill Pay, after you log in to Digital Banking, select "Move Money."

Person to Person (P2P) Payments 

The babysitter, your mom, your kids!  No matter who needs the $50 right now, you are able to make the Person to Person (P2P) transfer from Digital Banking.  Moving money just got a lot easier. 

Customers have the ability to complete a P2P transfer within Digital banking. You no longer need to utilize Bill Pay Services to complete a P2P transfer.  P2P is a free service and accessible by selecting Move Money from the home screen.

Mobile Deposit 

Banking on the go used to be a convenience, and now it's a necessity. 

Part of your Digital Banking experience with Citizens First Bank is our Mobile Deposit, available in Digital Banking.  CFB is excited to offer the option to deposit multiple checks via Mobile Deposit. Unlimited number of items deposited per day, $10,000 daily deposit limit.


(Note: Mobile deposits can be made until 4:00PM. Deposits received after 4:00PM will be considered a deposit on the next business day we are open). 

External Transfers 

New feature – now you can make a transfer to a financial institution other than Citizens First Bank, all from your Digital Banking platform.  Mobile users, how great is that?  Move money from the palm of your hand. 

You have the ability to complete an Incoming or Outgoing transfer to a financial institution other than Citizens First Bank. External Transfer is a Free service and accessible by selecting Move Money from the home screen. 

Money Manager 

Money Manager provides a financial dashboard to track monthly activity, net worth, savings and spending goals with budget spending and add spending alerts. Money Manager is accessible after accepting CFB Online/Digital Banking Agreement.

Security and Privacy
We use 128-bit encryption: Secure Socket Layer 3.0 (SSL) for all communications¹. This is currently the highest level of security available for Internet transactions. Your access and use of this system is validated and protected using Secure Socket Layer (SSL) and all communication to and from this system is encrypted for your security.

¹To use Citizens First Bank's Digital Banking, you'll need a web browser equipped with 128-bit encryption.   it is important that you be on the most recent release of whatever browser you are using.