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Privacy Policy

WHAT DOES CITIZENS FIRST BANK DO WITH YOUR PERSONAL INFORMATION?

 

Why?


Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.  
 



What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 
 
  • Social Security number and credit history
  • Income and Assets
  • Account transactions and payment history
 
When you are no longer our customer, we continue to share your information as described in this notice.  


How? 

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Citizens First Bank chooses to share, and whether you can limit this sharing. 
 
Reasons we can share your personal information Does Citizens First Bank share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

For our marketing purposes -

to offer our products and services to you

 
No
 
We don't share
For joint marketing with other financial companies
No 
We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences 

No We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No We don't share

For non-affiliates to market to you

No We don't share
 
Questions?  Call 563.243.6000


 

Who We Are

Who is providing this notice?  CITIZENS FIRST BANK


 

What We Do

How does Citizens First Bank protect my personal information?
 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings. 
 
How does Citizens First Bank collect my personal information? 
We collect your personal information, for example, when you
 
  • open an account or apply for a loan
  • deposit money or use your credit or debit card
Why can't I limit all sharing?
Federal law gives you the right to limit only
 
  • sharing for affiliates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies. 

  • Citizens First Bank does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or control.  They can be financial and non-financial companies. 
 
  • Citizens First Bank does not share with non-affiliates so they can market to you. 
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. 
 
  • Citizens First Bank does not jointly market. 

Other Important Information