Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

PERSONAL SAVINGS AccOUNTS

Account Type APY Interest Rate TierMinimum Balance to Open Minimum Balance to Obtain APY

Account Type


Basic

APY


0.10%

Interest Rate


0.10%

Tier


$0.01 -  and Above

Minimum Balance to Open


$50.00 Waived for students (up to age 26), seniors (age 50 and over), and custodial accounts (up to age 21).

Minimum Balance to Obtain APY


$0.01

Account Type


Christmas Club*

APY


0.10%

Interest Rate


0.10%

Tier


$0.01 -  and Above

Minimum Balance to Open


$0.00

Minimum Balance to Obtain APY


$0.01

Account Type


Index Money Market

APY


0.15%

Interest Rate


0.15%

Tier


$0.01 - $9,999.99

Minimum Balance to Open


$1,000.00

Minimum Balance to Obtain APY


$0.01

Account Type


Money Market

APY


0.40%

Interest Rate


0.40%

Tier


$10,000.00 - $24,999.99

Minimum Balance to Open


$1,000.00

Minimum Balance to Obtain APY


$0.01

Account Type


Money Market

APY


0.55%

Interest Rate


0.55%

Tier


$25,000.00 and Above

Minimum Balance to Open


$1,000.00

Minimum Balance to Obtain APY


$0.01

Account Type


BID Money Market

APY


0.55%

Interest Rate


0.55%

Tier


$0.01 - and Above

Minimum Balance to Open


$1,000.00

Minimum Balance to Obtain APY


$0.01

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