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Citizens First Bank Sponsors Workforce Development Initiative at

Clinton Community College


Citizens First Bank presents sponsorship check to Eastern Iowa Community Colleges for Manufacturing Awareness Program. 
Pictured from left to right: Jim Brattvet, Tim Cottle, Jane Beinke, Stephen Clements, Kathy Forrest, Brian Kelly and Erin Cole.

Clinton, October 15, 2020: 

Citizens First Bank is very pleased to announce a $2500 sponsorship of the Manufacturing Awareness program at Clinton Community College. 

The funds will provide scholarships for students to participate in the Manufacturing Awareness program through Eastern Iowa Community Colleges.  The series of online classes provides an overview on topics such as forklift safety, assembly, and supply chain management to encourage students to explore a career in manufacturing.  Ultimately, the students can pursue certificates in Manufacturing Awareness and Manufacturing Fundamentals as part of the course.  The class launched in June 2020 to instant popularity; 42 students have already completed the program.   The program is designed for adult students, many of whom are already part of the local workforce, but not in the manufacturing sector. 

Clinton Community College President Brian Kelly remarked, “This program is a great way for anyone to explore the path of manufacturing and learn the basics.  It’s a first step for these students to become part of our local workforce and secure stable employment.  We sincerely thank Citizens First Bank for their support and sponsorship!” 

The Clinton Regional Development Corporation (CRDC) works closely with Eastern Iowa Community Colleges to develop and promote workforce development.  CRDC President & CEO Erin Cole underscores the importance of the initiative, stating,  “Workforce Development is a critical area of focus for us; we are grateful to Citizens First Bank for this support that allows us to retain talent in our local workforce.  Clinton Community College provides this unique learning opportunity, and in turn our region benefits by matching homegrown talent with careers that are in high demand.” 

Citizens First Bank President & CEO Kathy Forrest shared, “We thank the Clinton Regional Development Corporation and Clinton Community College for their work to address workforce needs for our region.  Citizens First Bank, a locally owned community bank, is proud to support this initiative through our sponsorship.  We know students will appreciate the practical opportunity to further their education and explore new things.”


Citizens First Bank Announces New Board Appointment
Jens Baker, newly appointed director, Citizens First Bank Board of Directors

Clinton, Iowa, September 23, 2020

Citizens First Bank is pleased to announce the addition of Jens Baker to their board of directors.  Jens brings varied professional experience to the board, including his current role as Principal at Apex Construction Consultants, specializing in expert witness testimony for the construction industry.  Jens holds degrees in Mechanical and Biomedical Engineering from the University of Iowa, and his MBA with a specialty in Finance from the University of Central Florida College of Business.  His diverse business knowledge will be an asset to the team at CFB.

Senior Vice President – Senior Loan Officer Stephen Clements remarked, “Jens offers a unique perspective and expertise to our board of directors.  We welcome him to the leadership team.  We are pleased to work as an organization to uphold the bank’s mission and continue to develop our strategic plan.” 

Citizens First Bank is the recent recipient of the Clinton Regional Development Corporation’s 2020 Innovation Award in recognition of significant recent upgrades to technology and user experience.  Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, the latest technology, and services expertise. Headquartered at 1442 Lincoln Way in Clinton, Citizens First Bank also has branches at 403 S Washington Blvd, Camanche and at 1329 N 2nd St, Clinton.  This year, Citizens First Bank is happy to be celebrating 20 years of Banking as it should be. 


Read the story from the Clinton Herald HERE


Citizens First Bank Donates to Five Area School Districts 



Citizens First Bank is contributing $1000 to each of five area school districts, to support their greatest needs this school year.  As the academic year gets underway, leadership at Citizens First Bank recognizes that 2020 has been of year of challenges for everyone. 

Bank President & CEO, Kathy Forrest stated, “Our area school districts have addressed their unique challenges through teamwork, creative problem solving, innovation and technology.  We understand how hard it is to accommodate staff and student needs, while keeping everyone safe and well.  We hope this contribution will assist each district in a meaningful way.” 

Citizens First is donating $1000 each to the following five area school districts:  Camanche Schools, Clinton Community School District, Northeast Schools, Prince of Peace Catholic School and River Bend Community School District. 

Vice President of Business Development at CFB, Eddie Dunham, observes, “Just as the schools are offering Remote Learning, Citizens First Bank has focused on Remote Banking.  It’s all about adapting and innovating to a new way of doing things.  We are proud to support our local schools.”

Whether this money goes towards remote learning technology, PPE supplies so teachers and students can safely interact, or for recess equipment so students can just be kids and fully enjoy their year, Citizens First Bank is happy to support the schools and all they do.  


About Citizens First Bank

Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, the latest technology, and services expertise. Headquartered at 1442 Lincoln Way in Clinton, Citizens First Bank also has branches at 403 S Washington Blvd, Camanche and at 1329 N 2nd St, Clinton.  This year, Citizens First Bank is happy to be celebrating 20 years of Banking as it should be.








IBA Member Spotlight: Emily Schulz-Stiles

Consulting Job Opens Career Path in Banking for Schulz-Stiles

Emily Schulz-Stiles was introduced to banking through a part-time consulting position while attending the University of Northern Iowa. That role allowed her to review banks’ compass modeling and forecasting. Through that role, she said she developed a passion for banking and applied for and accepted an accounting and human resources position in banking after graduating.

Today Schulz-Stiles, who joined the senior management team in 2016, is vice president of human resources at Citizens First Bank in Clinton. “The nice thing about working in a community bank is the environment is very family friendly and includes a lot of teamwork that helps mold the bank into the best it can be.”

How did you get into banking as a career?
In my last couple years in college, I was lucky enough to be offered a part-time consulting position that reviewed banks’ compass modeling and forecasting. I worked with a former bank president and CEO out of the Chicago area and developed a passion for the banking world. After college, I applied for an accounting/human resources position in 2013 at Citizens First Bank. I have been able to help with a variety of projects throughout the bank. I joined the senior management team in 2016. As the bank continues to grow, my role in human resources is growing as well.

Prior to your current role, what was the most unusual or interesting job you’ve ever had, and what lesson did it teach you that you still use today?
I have worked many part-time jobs throughout school. All of them have instilled the work ethic I learned at an early age growing up on our family farm. My most interesting job was probably the bird farm helping to raise the little chicks after they hatched from eggs. I have also worked in a small town gas station, administrative assistant for a law firm and in retail at American Eagle, Simpson Furniture and Kmart. I also worked in many factories over college summer breaks making everything from water fountains, black lights to mailboxes and sawhorses.

What is your best elevator pitch for why banking is a great career?
There are so many job opportunities and career path options in a local community bank that I never knew existed prior to working in one. There are many opportunities for growth and challenges to broaden your knowledge and skills. The nice thing about working in a community bank is the environment is very family friendly and includes a lot of teamwork that helps mold the bank into the best it can be.

How does getting involved with the Iowa Bankers Association help you and your bank?
The networking and communication with our peers has been very helpful, especially with all of the interesting things 2020 has thrown at us. It has been great to have a resource in the Iowa Bankers Association and the peer groups they have created with all of the local banks.

When you’re not at work, what do you like to do most?
I enjoy spending time enjoying anything outdoors with my family and kids. My kids keep me very busy and on my toes at all times. I have a daughter Everlee (5), a son Sawyor (1) and a daughter Remingtyn (4 months).

What is a quote or guiding principle you live by?
Today is another chance to get better. Don’t give up; great things take time.

More News
U.S. Coin Task Force issues statement on circulation slowdown

U.S. Coin Task Force issues statement on circulation slowdown (July 24, 2020): With the COVID-19 pandemic continuing to disrupt the normal circulation of coinage in the U.S. economy, the U.S. Coin Task Force convened by the Federal Reserve issued a statement Friday describing the circulation slowdown and urging consumers to get coins back into use. The task force urged consumers to start spending the coins they have at home (while observing coronavirus-related precautions), deposit coins at their financial institutions and redeem coins at retail coin kiosks. The task force also urged people to use the hashtag #getcoinmoving in social media posts to help the public understand that the circulation slowdown is not a coin shortage. Last week, the U.S. Mint said it has been operating at full production capacity since mid-June, producing almost 1.6 billion coins in June alone and expects to continue producing at around that capacity for the remainder of the year.

Citizens First Bank Matches Golfers’ Donation to Benevolent Society


Clinton, July 7, 2020

Each summer, Slop’s Neighborhood Bar & Grill owner Josh Christiansen coordinates a local golf outing, in partnership with Valley Oaks General Manager Chris Klahn, and proceeds are donated to Stead Family Children’s Hospital at the University of Iowa.    This year, however, with the growing needs in the Clinton area due to high unemployment during the global pandemic, Christiansen and Klahn put their heads together to assure the dollars raised locally would stay in the community.  The two golfers and friends reached out to the Associate Benevolent Society.  The Benevolent Society provides food, clothing, and other assistance, free of charge, to those who need a helping hand.  The demand for their services and resources has greatly increased since this Spring, per Director Chuck Johnson.    

Citizens First Bank officers Stephen Clements and Eddie Dunham have played in Slop’s golf outing for several years and participated again this year in the late June tournament.   The group of golfers and organizers discussed the needs in our community, and Dunham and Clements suggested that Citizens First Bank match the contribution to the Benevolent Society.  In addition to non-perishable food items that were distributed locally, the tournament brought in $500 that was donated.  Citizens First Bank made an additional contribution of $500 to the Benevolent Society. 

Josh Christiansen, who also assists area charities by providing his venue for fundraising events, spoke about the community partnership.  “This year, we weren’t even sure we would be able to host the golf outing, and when we decided we could, (Chris) Klahn and I knew the right thing to do would be to keep those dollars local.” 

According to Chuck Johnson of the Benevolent Society, “We provide food and clothing, to the extent of our ability, to anyone in need.  We are proud to be able to offer food boxes and other items to new mothers, and we are very appreciative of the contributions such as the cash donations like these, that allow us to offer a hand up.  Our sincere thanks to everyone who has contributed.” 

“We know the need is significant in our community at this time, and Citizens First Bank is committed to supporting area agencies who work so hard to alleviate food insecurity in the Gateway area,”  stated Senior VP – Senior Loan Officer Stephen Clements from Citizens First Bank. 

Citizens First Bank has stepped up to address food insecurity in the Clinton, Camanche and Fulton area this summer through donations to Information Referral and Assistance Services, the Associate Benevolent Society, the Camanche summer lunch program, as well as through a large donation of $20,000 to the United Way of Clinton County, commemorating the bank’s 20th anniversary this year.    

May 2020 Iowa Banking Magazine


Citizens First Bank Marks 20th Anniversary with $20,000 Donation to United Way



Clinton, May 26, 2020:  

Citizens First Bank management and directors are pleased to announce a $20,000 contribution to the United Way of Clinton County in honor of the bank’s 20th anniversary.   

Bank President Kathy Forrest shared, “We are proud to contribute locally, and it just made sense to make part of our 20 year celebration a commitment to help the community that has supported us over the last 20 years.  Since United Way specializes in helping organizations in our community it was a natural fit.”

What started out as a year’s worth of plans to celebrate the milestone, quickly changed with the onset of COVID-19.  Like businesses across the globe, Citizens First Bank (CFB) had to pivot to Plan B to limit exposure for staff and customers.  Banking is deemed an essential service, so CFB has remained open, utilizing digital banking and expanded drive thru services to meet customer needs, while keeping lobbies closed.  

This spring, the Citizens First Bank lending team worked hand in hand with area businesses to process Paycheck Protection Program (PPP) loans for 183 businesses, totaling $14.9 million.  It is apparent to bank leadership that the needs of our community have increased with many people out of work and facing a difficult time, so the donation seems the right way to mark the anniversary.   Citizens First Bank is very proud to contribute locally and support our community’s growth with a $20,000 contribution to the United Way of Clinton County.  

About Citizens First Bank

Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, the latest technology, and services expertise. Headquartered at 1442 Lincoln Way in Clinton, Citizens First Bank also has branches at 403 S Washington Blvd, Camanche and at 1329 N 2nd St, Clinton.  This year, Citizens First Bank is happy to be celebrating 20 years of Banking as it should be.

Interview Series: Emily Schulz-Stiles, VP of HR at Citizens First Bank


Teams are adapting and learning new skills in all industries.

Learn more by listening to this great conversation with local professionals from Eastern Iowa Community College, the Clinton Regional Development Corporation and Emily Schulz-Stiles from Citizens First Bank!

#GoCFB #GoLocal #NewSkills

Phased Reopening 

Please use:  Digital Banking | Call In | Drive Thru | Vestibule Drop Off Area 

As restrictions are slowly lifted and many area businesses open back up, Citizens First Bank continues to keep community well-being top of mind.  We are planning a phased approach to do our part to limit exposure for our staff, customers and community. Our main branch lobby is open by appointment only at this time

We have been able to shift many of our customer interactions to digital banking, phone and drive thru and we appreciate everyone’s adaptability with the new normal for your banking needs! 

Citizens First Bank is proud to continue offering our essential services to our customers, and our staff is dedicated to keeping a safe distance, staying healthy and doing all we can to stop the spread of the virus.

We will share and post updates as they are available, please check back here, our Facebook page and local media to stay up to date with CFB! 





Citizens First Bank Announces 2019 Results and Appointments at
Annual Shareholders’ Meeting


Ryan J. Kinkaid, newly appointed director, Citizens First Bank Board of Directors


Clinton, March 3, 2019:  CFB Holding Company, the parent organization for Citizens First Bank, held its annual shareholders’ meeting Wednesday, February 19, 2020, at the bank’s main facility at 1442 Lincoln Way in Clinton.

Board of Directors Chairman, John McEleney, provided his overview and insights to the bank’s directors, senior management and shareholders.  He commented on Citizens First’s adherence to a strategic plan that has allowed for steady growth. 

Kathryn A. Forrest, President and CEO, Citizens First Bank, presented financial and operational results of the bank for the fiscal year that ended December 31, 2019.  She noted the bank achieved record results and strong returns for shareholders, with an ROA of 1.22 and ROE of 12.35.   

Forrest stated, "Successful execution of the bank’s strategies resulted in record net income for the bank.  As we reflect on all we accomplished in 2019, we eagerly look forward to implementing the strategies before us for 2020; in addition to celebrating our 20th Anniversary.”

McEleney and Forrest provided their thoughts on the work plan and budget for 2020.   They noted the bank is celebrating its 20th Anniversary in 2020, which will be marked with a Chamber ribbon cutting on Wednesday, March 18, at 9:30am. 

The following officer appointments will be made for another year: 

Kathryn A. Forrest, President and CEO; Keith D. Hook, Senior VP - Senior Credit Officer; Stephen C. Clements, Senior VP - Senior Loan Officer; Susan M. Vogel, VP Financial Systems (Cashier); Emily J. Schulz-Stiles, VP Human Resources; R. Heather Farwell, VP Compliance; Gregory B. Farwell, VP Real Estate Lending; Edward J. Dunham, VP – Business Development; Evan R. Trenkamp – VP Ag & Commercial Lending; Shauna H. Bellich, VP – IT/ Operations; Lori L. Welsh, Loan Officer; Georgia E. Cook, Loan Administration Officer; Laura L. Gassman, Operations Officer; Kristine E. Wiersema, Loan Officer; and Mary L. Temple, Branch Officer.

Directors appointed for the coming year were: John P. McEleney, McEleney Holdings LLC; Charles Armstrong, Ruhl Commercial; Greg Baker, Bacor, Ltd.; Mary P. Connell, Air Control; Richard W. Farwell, Farwell & Bruhn; Robert B. Holesinger, Quality Concrete Company; Steve L. Howes, Howes & Jefferies; Mike R. Hanrahan, AgriKing; Gary L. Foster, Winkel, Parker & Foster; Kathryn A. Forrest, Citizens First Bank.

Along with these appointments, Citizens First Bank is happy to announce the addition of Ryan J. Kinkaid to their board of directors.  Ryan holds a BS in Biology from the University of Iowa and is a Senior Account Manager, Contract Pharma Manufacturing with the Evonik Corporation.  He is an active Camanche resident, enjoying his assistant coaching role with both the Camanche High School Football and Wrestling teams, in addition to his involvement with club wrestling.  Ryan brings both business and community experience to the Citizens First Bank Board of Directors. 

About Citizens First Bank

Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, the latest technology, and services expertise. Headquartered at 1442 Lincoln Way in Clinton, Citizens First Bank also has branches at 403 S Washington Blvd, Camanche and at 1329 N 2nd St, Clinton.  This year, Citizens First Bank is happy to be celebrating 20 years of Banking as it should be.

Citizens First Bank Officers: front row from left to right: Keith Hook, Bank President Kathy Forrest, Steve Clements.  Second row: Mary Temple, Susie Vogel, Kristine Wiersema, Emily Schulz-Stiles, Heather Farwell.  Back row: Eddie Dunham, Laura Gassman, Shauna Bellich, Greg Farwell, Evan Trenkamp, Georgia Cook and Lori Welsh. 


Citizens First Bank Supports Pangaea Academy's

2020 Chinese New Year Event

Clinton, January 29, 2020:  


Citizens First Bank employees recently presented a donation to students and faculty of the Pangaea International Academy, for their upcoming Chinese New Year celebration scheduled to take place on February 1, 2020, at Clinton High School.   Pangaea International Academy, the US high school project of the Confucius International Education Group, is located at the Six Arts International Education Park in Clinton, Iowa. 

Citizens First Bank is supporting the Chinese New Year celebration with a contribution of $500 toward the event, which will be organized by students, staff and members of the community.  The event is in its second year and has been expanded to include a variety show, calligraphy and abstract art demonstrations, and games for attendees to enjoy, all with a goal to share the Chinese culture with the community during the Chinese New Year.  The event is free to the public and child friendly. 

Abstract artist Matthew Vegh presented Citizens First Bank President Kathy Forrest, with an original artwork, in thanks for the sponsorship of the event.  Vegh will be hosting a demonstration as part of the Chinese New Year festivities on February 1. 

Forrest, states, “It is a pleasure for Citizens First to support the Pangaea Academy and its endeavors.  In particular, an event such as the Chinese New Year program is great for our community and will bring the students’ celebration to life.”



Artist Matthew Vegh (not pictured), parent and supporter of Pangaea International Academy, presented Citizens First Bank with an original artwork, in thanks for their support of the Chinese New Year celebration, which will take place February 1, 2020, at Clinton High School.  Citizens First Bank staff are pictured here receiving the painting.  The painting is on display in the lobby of the bank's main location, 1442 Lincoln Way in Clinton. 


2019 News Archives

It is With Sadness We Share the News of Tom Soenksen's Passing


Thomas D. Soenksen, 66, of Wanatah, formerly of Clinton, Iowa, passed away Tuesday, December 31, 2019.  He was born November 11, 1953 in Clinton to Robert and Luella (Naeve) Soenksen. Tom attended and played football at the University of Northern Iowa and Coe College.  He made his career as a Banker, most recently with Citizens First Bank from March 2000 until February 2018, when he retired.  Tom was a member of St. John’s Lutheran Church in Clinton, and was involved in serving on the board of directors of the Clinton Regional Development Corp., Clinton YMCA, the Clinton Area Chamber of Commerce, River King/Queen Boosters, and the Clinton Country Club.  He loved golfing, football, fishing, camping, and spending time with his family.  Tom will be remembered as a hardworking and dedicated man, who gave so much to his job and his community.  He will be deeply missed by all who knew him.

On June 29, 1974 in Clinton, IA, Thomas married Julia C. Crigger, who preceded him in death in 2013.  He is survived by their children: Kelli (Chris) Bennett of Wanatah, IN, Eric (Sara) Soenksen of Virginia Beach, VA, Joseph (Traci) Soenksen of Jacksonville, FL; grandchildren: Hunter, Emma, and Owen Bennett, and Liam, Oliver, and Hooper Soenksen; mother, Luella Anderson; siblings: Cindy (Cal) Swanson, Ron (Barbara) Soenksen, James (Maureen) Soenksen; brother in law, Jeff (Tracie) Crigger; and many loving nieces and nephews. He was preceded in death by his father, Robert Soenksen; and step-father, Kenneth Anderson.

A Celebration of Life will be held at a later date in Clinton, Iowa. In lieu of flowers, memorial donations may be made to the Make A Wish Foundation of Clinton, Iowa.

Citizens First Bank Donates Vehicle to Camanche Automotive Class


December 17, 2019

Citizens First Bank employees recently presented a donation to the Camanche Schools Industrial Technology program, for use in the automotive class.   Citizens First Bank recognized an opportunity to provide the vehicle as a resource to the school, to support the automotive class.  Stephen Clements, Senior Vice President – Senior Loan Officer, and Eddie Dunham, Vice President of Business Development at Citizens First, recently met with Camanche High School instructor Roy Shaft and several students to present the vehicle.


According to Clements, “Citizens First is a proud supporter of all of our area schools, and we were happy to find this opportunity to donate to the Industrial Technology program in Camanche.  We acknowledge the importance of education in trades such as automotive technology.  It is our hope that the students benefit from having this resource.”


Instructor Roy Shaft stated, “We are very grateful to Citizens First Bank for this gift.  In this age of ever-advancing technology, the automotive students will have an opportunity to improve their practical skills and knowledge of the automotive industry with the use of this vehicle.” 

About Citizens First Bank

Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, the latest technology, and services expertise. Headquartered at 1442 Lincoln Way in Clinton, Citizens First Bank also has branches at 403 S Washington Blvd, Camanche and at 1329 N 2nd St, Clinton.

Pictured above:  Stephen Clements, Senior Vice President – Senior Loan Officer; and Eddie Dunham, Vice President of Business Development from Citizens First Bank, with Camanche High School students and Automotive Technology Instructor Roy Shaft, pictured in their classroom at CHS. 

Citizens First Bank a Drop Off Location for "Scott for Tots" Toy Drive 

Citizens First Bank's three locations in Clinton and Camanche, are accepting unwrapped toys and gifts, coats, hats, gloves and boots, as part of the "Scott for Tots" holiday network toy drive in the Gateway area!  Donations will be accepted through Saturday, December 7, 2019.   Our employees are participating, too!  


Bellich Receives Scholarship

Bellich among select group to attend Community Banking Leadership conference


Clinton, Iowa, September 10, 2019: 

Shauna Bellich, Vice President of IT and Operations at Citizens First Bank, has been selected to receive a full scholarship to attend the Independent Community Bankers of America (ICBA) LEAD FWD Summit in New Orleans. The scholarship is awarded to a select group of community banking professionals.

The LEAD FWD event is designed to drive innovation in community banking, and move the industry forward by developing leaders through workshops and collaboration.  The attendees are able to work hand in hand with community banking leaders and experts, and will participate in personalized training to attain their goals.

 “With the continued rapid growth in technology, and the great opportunities in community banking, I am really looking forward to attending this summit.  It’s a great time to participate,” stated Bellich.   “I feel fortunate to have been selected for the scholarship, and look forward to helping Citizens First Bank reach our goals as our area’s premier community bank.” 

Bellich has accepted the scholarship and will attend the ICBA LEAD FWD Summit this month in New Orleans, LA. 

Citizens First Bank Donates to Camanche Police Department 


Clinton, August 20, 2019:  

Citizens First Bank staff gathered recently at the bank’s Camanche branch, to present a donation to the Camanche Police Department.  Camanche City officials joined the police department for the presentation.

The Camanche Police Department is working to provide additional training for police officers who respond on medical calls with the Fire Department.  The additional skill level is needed to respond to frequent medical calls, and in particular to calls for senior citizens.  The donation from Citizens First will be used to help with the cost of training and the associated materials.

Kathy Forrest, bank president, stated, “We appreciate the Camanche Police Department and their willingness to respond to the community’s needs.  CFB enjoys being part of the Camanche community.”

Citizens First Bank Donates to Clinton Police Department

Clinton, August 19, 2019:  

Citizens First Bank employees recently presented a donation to the Clinton Police Department at the bank’s main location on Lincoln Way in Clinton. 

“The safety and security of our employees and customers is always top of mind for us,” stated Citizens First Bank President Kathy Forrest.  “We appreciate the support of local law enforcement for bank safety and security, and having the Clinton Police Department as a resource.”

The Clinton Police Department is currently working to improve their hiring and recruitment program.  They have earmarked the donation from Citizens First for the purchase of upgraded equipment to be used during public presentations, training and at career fairs. 

Citizens First Bank Donates to Gateway After Prom

Pictured above are representatives of Citizens First Bank, KROS Radio, the Gateway After Prom committee, and area students from Fulton, Clinton and Prince of Peace.  From left to right: Shelly Davies, Emily Qualman, Jenny McClary, Keith Hook, Andrew McClary, Janet Buer, Kathy Forrest, Emma Ludvigsen, Gary Determan, Jenna Clarke, Greg Farwell, Tasha Cody, Susie Vogel, Heather Farwell, and Evan Tiesman. 

Citizens First Bank employees recently presented a donation to representatives of the Gateway After Prom committee.  Gateway After Prom is a safe and fun-filled annual event that extends the fun of area proms at Clinton, Fulton, Camanche, and Prince of Peace High Schools.  The committee is comprised of parents and volunteers who make the annual event possible.  
Citizens First is a long-time contributor to the event, through a program called “Citizens First First Down,” that is hosted by local radio station KROS.    For every first down the Clinton River Kings achieve during the regular football season, Citizens First donates $5 to the after prom event.   This year, the contribution was $705, all of which helps to defray the costs of entertainment for the 400+ attendees at Gateway After Prom.  Gateway After Prom is a group effort, with parents from 4 schools (Camanche, Clinton, Fulton and Prince of Peace) coming together to organize an event that offers area high school students a fun place to gather after prom.  
Parent and volunteer Janet Buer stated, “It’s a lot of fun for the students, and we work hard to provide entertainment options that the students will enjoy.  We are fortunate to have the support of local businesses, including Citizens First.” 
Entertainment this year at Gateway After Prom will include: bingo, laser tag, inflatables, games, prizes, drawings and an appearance by nationally recognized mentalist and hypnotist Brian Imbus.   Escape rooms will be back again this year, they were a very popular addition to last year’s event.  Prizes will be awarded to teams with the shortest recorded time to escape.   After Prom will be held on May 11, 2019 from 11pm – 3am at Clinton High School.

Citizens First Bank Makes Donation to Make-A-Wish


Pictured: Staff from Citizens First Bank, and members of the Make-A-Wish committee.


Citizens First Bank employees recently presented a check to the Clinton County Make-A-Wish representatives at the bank’s Lincoln Way location in Clinton. Citizens First Bank, KROS Radio, Make-A-Wish and the Clinton High School basketball teams all partner to create the Swish for Make-A-Wish program in our community! 


Citizens First Bank has been the sponsor of the Swish for Make-A-Wish program for the past 19 years and donates to the Clinton County Make-A-Wish each time the Clinton High School River Kings and Queens make a three-point basket during the regular basketball season.  This year, Citizens First Bank provided $500 to the organization to help wishes come true. 


Gary Determan, with KROS Radio, commends Citizens First Bank’s support of the program, “It’s pretty remarkable that CFB has supported the Swish for Make A Wish since Day One.”  Gary is a long time announcer and supporter of Clinton High School Athletics.


Clinton County’s annual Make-A-Wish event is scheduled for Saturday, April 6 at the Vista Grande in Clinton.  Tickets are still available, but will not be sold at the door.   The theme for the event this year is Red, White and Blue makes Wishes come True.  To purchase tickets, or for any questions about how to get involved with the organization, contact Barb Jacobsen at 563-249-9016 or the state office at 1-800-797-9474.

Citizens First Welcomes Shauna Bellich 


Clinton, March 20, 2019:  Citizens First Bank welcomes Shauna Bellich to their staff, as Vice President of Information Technology and Operations. 

Shauna brings over 14 years of experience in banking, including lending, operations, information technology, human resources, and finance.   Most recently, she was employed at the Savanna – Thomson State Bank as Chief Operations Officer.

Kathy Forrest, President & CEO of Citizens First Bank, stated, “Shauna is a great fit for CFB.  Her knowledge and banking experience really complement our team.  We are happy to have her on board.”

Shauna holds a Bachelor of Science degree in Computer Science from the University of Wisconsin – Platteville, with a minor in Business Administration.  Currently, she attends Western Illinois University, where she is studying for her Master’s degree in Business Administration.

Shauna resides in Thomson, IL with her husband and two children.  She enjoys spending time with her family and friends, and also enjoys shopping, sports and photography. 

Citizens First Announces Shareholder Results 


Citizens First Bank Contributes to Chinese New Year Celebration at Pangaea International Academy



Pangaea Academy Press Release 



Citizens First Bank Makes Donation to United Way of Clinton County



Trenkamp Earns Certificate from Commercial Lending School



Evan Trenkamp, Loan Officer at Citizens First Bank, successfully completed the 2018 Iowa Bankers Association’s Commercial Lending School held last month in Ankeny, Iowa.

The school is an intense one-week program sponsored by the Iowa Bankers Association.  The purpose of the IBA Commercial Lending School is to prepare commercial lenders who have not been exposed to formal commercial lending education or lenders who want to broaden their commercial lending knowledge to serve effectively and profitably as commercial loan officers. 

This is accomplished by developing a better understanding of the economy and how it affects the lending decision; developing an understanding of how a business is structured and how it competes; developing an understanding of the role of company management and how to analyze and evaluate that management.  Additionally, the students are instructed on the application of basic and advanced analytical techniques, and relationship banking to meet and maintain multiple customer financial needs.

Evan is a graduate of the University of Wisconsin – Platteville with a degree in Agriculture Business; additionally he holds a degree in Accounting from Upper Iowa University.  In addition to the commercial lending school, Evan is a 2017 graduate of the Iowa School of Banking and has received the Iowa Bankers Association certifications in Ag and Consumer Credit. Evan has been an Officer with Citizens First Bank since 2014.

Senior Vice President - Senior Credit Officer, Keith Hook, stated, “Evan is a great asset to Citizens First Bank and his completion of the IBA Commercial lending School reinforces that.  Evan will apply the knowledge obtained to improve upon the already great service he provides to his customers.” 


Citizens First Bank's Clements Completes Graduate School of Banking