Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Map Pin Icon Rates Business Services Contact Us

A group of 5 bankers smiling at an arboretum

CFB NEWS

Checking Accounts
Savings Accounts
Home Loans
Total Business Solutions
Financial Education
How to use Digital Banking
A male and two female mortgage lenders smiling for a portrait at the Clinton Bicklehaupt Arboretum, greenery all around
Mortgage Rate Relief Grant from FHLB Des Moines is coming up

Big news for homebuyers! Starting March 2, 2026, the FHLB Des Moines Mortgage Rate Relief Grant could cut your rate by up to 1.5%. This purchase‑only program is income‑based, with funds limited and first‑come, first‑served. If your household earns at or below 80% of the FHFA Area Median Income, you may qualify; so don’t wait to unlock big savings on your new home!

Read More
Concentric circles starting from white and gray up to forming 3 colorful circles around the CFB logo icon. Below the icon, Member FDIC.
Personal Banking at Citizens First Bank: Easier Everyday Money Management

CFB’s digital banking suite is designed to help customers stay organized, informed, and confident in their financial decisions.

Read More
3 cartoon avatars doing digital transactions on big cartoon digital devices
Website Login Update

Small but meaningful update to our website login experience. This change adjusts the look and flow of the login screen, and are aligned with security best practices.

Read More
A heart with a heartbeat line to the right of the frame, featuring a Citizens First Bank logo at the core. Blue gradient background meets the heart at a teal shape that contains it.
A Fresh Financial Start: CFB Highlights the Power of HSAs

Integrating health-care spending into your broader financial goals has key benefits, including: Tax-Free Contributions, Tax-Free Growth, Tax-Free Distributions for Qualified Expenses.

Read More
A puppet setup of cutout droid CF Bees standing on a circus tent stage. Table top size, ready to perform for frame-by-frame animation, displaying the CF Bee $5 voucher that the bank is giving to young people to deposit on their account.
Citizens First Bank Launches CF Bee Bucks Promotion at Halloween Parade

To redeem, customers must present their physical voucher in person at any Citizens First Bank branch by December 31, 2025. The offer is limited to one voucher per customer and cannot be combined with other promotions or applied to other account types.

Read More

Chat with a representative